Credit Cards Debt

I’m getting a student credit card and I notice it asks for my university. Like..will they call the school and tell them I got a student credit card? And let’s say I just use the credit card to buy a few dollars worth of merchandise and pay it off in full to establish my credit, [...]

Hi, I have an american express card in which I defaulted the payment and now the interest rate is 24% . can you recommend any debt counselor that charges less and give good credit help to eliminate my debt . thanks so much.