How do I repair my credit score?

5 Responses to “How do I repair my credit score?”

1. Jimmy Says:
   March 10th, 2010 at 5:08 am

   Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com

2. MadMan Says:
   March 10th, 2010 at 5:08 am

   If the bad items are correct, you cannot get them removed. The only thing that you can do is pay your bills on time and minimize the amount of credit you use.

3. ClickMe Says:
   March 10th, 2010 at 5:08 am

   Depending on the amount of debt, there are some companies that will help you eliminate up to 70% and arrange a settlement on the balance.

   You can then apply for gas card or dept store credit card and use it for small monthly purchase (like $20) and pay 99% of it off each month to establish and gradually rebuild credit.

4. jon Says:
   March 10th, 2010 at 5:08 am

   Your credit score is based mostly on:

   1. Length of credit history
   2. Payment history.
   3. Ratio of credit used to available credit.
   4. Number of credit inquiries you authorized.

   If you cancel your card, you’ll be hurting your credit ratio. (#3).

   You want to deliberately keep your oldest credit card open, even if you never use it.

   You want to always pay the minimums of each loan on time every month.

   You want to keep your available credit high, but actually only have balances equalinig 25% or less.

   You want to keep your credit inquiries to a minimum. Try for no more than 3 or 4 per year for any type of loans.

   You do these things and your credit score will quickly soar into the 700s.

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   http://www.bestcreditrates.net

5. Gennie Says:
   March 10th, 2010 at 5:08 am

   you have to pay your credit card debts in full and minimize the use of your credit cards. you can view this free credit repair http://www.ezcreditrepairsolutions.com/ and this credit report score http://www.ezcreditrepairsolutions.com/credit-report-score/ just like I did.

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